IMPS/UPI

Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service available 24x7, throughout the year including Sundays and any bank holiday. Customers can transfer and receive funds via IMPS using their registered Mobile number, Account number and IFSC code.

Unified Payment Interface (UPI) is an instant payment system which allows you to instantly transfer money to any bank account.

Services Available Under The Goa Urban Cooperative Bank Limited Smart Mobile Banking
• Balance Inquiry
• Mini Statement
• Funds Transfer with IFSC Code & A/c Number

Facility is available to all Customers of the The Goa Urban Cooperative Bank Limited having Savings Account or Individual Current Account

Registration Process
Customer desiring the The Goa urban Cooperative Bank Limited Mobile Banking Facility should fill in Mobile Banking Registration Form and hand over to the Branch Manager. Customer should ensure that KYC is completed for the Account. After registration of the Customer, SMS will be sent to Registered Mobile Id for activation of the Mobile banking Facility. After activation message MPIN and TPIN will be sent by SMS to Registered Mobile Number.After receipt of the message of activation customer can download the Mobile Banking Application of The Goa urban Cooperative Bank Limited from Google Paly Store or Apple Store by using search The Goa urban Cooperative Bank Limited Mobile Application.

Timings for IMPS/UPI
Throughout the day 24x7 including Holidays

Summary for Mobile banking

SR No	Type Of A/c	Constitution	Mode of Op.	Who can Operate
1	Saving A/c	Single	Single	The Account Holder
2	Saving A/c	Joint	Either or Survivor	Any one of the Account Holder authorized by both the account holder jointly. Application to be signed jointly
3	Saving A/c	Joint	Jointly	Not Permissible
4	Current A/c	Proprieiter	Single	The Account Holder
5	Current A/c	Partnership Firm	Any one partner	Any one of the Partners Authorized by the partners. The Appllication form for Mobile banking shall be signed by the partners
6	Current A/c	Partnership Firm	Jointly Operated	Not Permissible

Limit for IMPS
Total Rs.50,000/- per Day
Rs.50,000/- for 08:00AM to 08:00PM (Business Hours)
Rs.30,000/- for 08:00PM to 08:00AM (non- Business Hours)
Total 5 Transactions per day
Credit limit as per Regulatory Guidelines

Eligibility for UPI

SR No	Type of A/c	Constitution	Mode of Op.	Who can Operate
1	Saving A/c	Single	Single	The Account Holder
2	Saving A/c	Joint	Either or Survivor	Not Permissible
3	Saving A/c	Joint	Jointly	Not Permissible
4	Current A/c	Proprietor	Any of one Partner	The Account Holder
5	Current A/c	Partnership Frim	Any one partner	Not Permissible
6	Current A/c	Partnership Firm	Jointly Operated	Not Permissible

Limit for UPI
Total Rs.50,000/- per Day
Rs.25,000/- per transaction
Total 20 Transactions per day
Credit limit as per Regulatory Guidelines