Personal Loans

Eligibility:

permanent salaried employees/Businessmen

Quantum of loan:

15 times Gross Salary or Rs.5.00 lakh / 50% of previousyear income or Rs.1.00 lakh whichever is less respectively

Sr No Particulars Tenure Rate of Interest
a Personal Loans upto Rs. 5.00 lakh to Salaried earners Maximum repayment period of 5 to 7 years 10% p.a. at monthly rest.
(All Govt employees & Private employees of reputed firms with more than 15 employees availing loan with our bank.)
b Personal Loans where there is no deduction at source Maximum repayment period of 5 to 7 years 12% p.a. at monthly rest
c Personal Loans for businessmen upto Rs. 1.00 lakh Maximum repayment period of 5 years 12% p.a. at monthly rest
d Personal Loans upto Rs. 5.00 lakh for MRF employees Maximum repayment period of 48 months 9% p.a. at monthly rest

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