- Car Loan
- Gold Loan
- Housing Loan
- Cash Credit Limit
- Working Capital Proffessional Loan
- Machinary Loan
- Medical Equipment to Doctor Loan
- Loans for Commercial Vehicles
- Loans against NSC/KVP
- Micro Finance Loan
- Mortgage Loan
- Loan Against Rent Receivables
- Premises Loans for Professional
- Educational Loans
- Personal Loans
Personal
Loans
Eligibility:
permanent salaried employees/Businessmen
Quantum of loan:
15 times Gross Salary or Rs.5.00 lakh / 50% of previousyear income or Rs.1.00 lakh whichever is less respectively
Sr No | Particulars | Tenure | Rate of Interest |
a | Personal Loans upto Rs. 5.00 lakh to Salaried earners | Maximum repayment period of 5 to 7 years |
10% p.a. at monthly rest. (All Govt employees & Private employees of reputed firms with more than 15 employees availing loan with our bank.) |
b | Personal Loans where there is no deduction at source | Maximum repayment period of 5 to 7 years | 12% p.a. at monthly rest |
c | Personal Loans for businessmen upto Rs. 1.00 lakh | Maximum repayment period of 5 years | 12% p.a. at monthly rest |
d | Personal Loans upto Rs. 5.00 lakh for MRF employees | Maximum repayment period of 48 months | 9% p.a. at monthly rest |
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