Housing Loan

Eligibility

Regular member of the bank.
Salaried Employees/Businessmen, professionals having regular source of income
In case of married borrower, Spouse should be a co-borrower/suerty.

Loan Maximum Limit

Upto Rs.1.40 Crore

Security

Mortgage of Property

Margin

Minimum of 10% depending upon each case

Purpose	Tenure	Rate Of Interest
Housing loan for purchase of flat/ready built house/penthouse/row villa not more than 10-15 years old, for construction of house, for major renovations of house and for takeover of housing loans from other financial Institutions	Maximum repayment period of 15 to 20 years	CIBIL Score Above 750 8.5% p.a. at monthly rest. CIBIL Score Between 650 to 750 9% p.a. at monthly rest

NEWS

Amendments to deposit policy
DEPOSIT POLICY
SMS -Alerts & E-Statement of Account Facility
Register your Mobile No. & E-mail ID with us to avail SMS-Alerts & E-mail facility ...
Aaddhaar Card linking to NPCI.
Submit Aadhaar Card and avail of Government subsidy & Direct Transfer Benefits...
GUCB ATMs are now linked to National Financial Switch.
Contact your branch to avail Rupay Debit/ATM card...
Link Aadhar To Bank Account
Link your Bank a/c with Aadhar NO to avoid inconvenience in operating your account....
Renewal of Overdue Term Deposit
• Our Customers are requested to get their matured fixed deposits renewed on or before 15th Feb...
Term Loan Accounts

In terms of RBI-COVID19 regulatory package, the bank has approved to defer the interest and insta...
For Cash Credit Accounts

In terms of RBI-COVID19 regulatory package, the bank has approved to defer the interest on Cash C...
GST NO
GST No of The Goa Urban Cooperative Bank Ltd is 30AAAAT1027F1Z9...
TDS u/s 194N on Cash Withdrawals

Section 194N relates to TDS deduction in case the cash withdrawals over Rs. 1 Crore in a year. Wi...
Positive Pay System for Cheque Truncation System
Reserve Bank of India (RBI) had announced introduction of Positive Pay System for Cheque Truncation...
New Deposit Schemes

GUCB has decided to luanch two new deposit schemes w.e.f 15th January 2021:

1. M...

NOTICE OF PUBLIC AUCTION OF GOLD ORNAMENTS
NOTICE OF PUBLIC AUCTION OF GOLD ORNAMENTS...

Recruitment - 2023
Applications are invited from eligible candidates for recruitment of the following Posts:
Assis...

Physical possession of the property taken by the Bank under SARFAESI Act
List of Properties can be found in the Option...

Tender Notice For Sale Of Immovable Property 05/04/2024
Offers are invited in a sealed cover for purchase of under noted properties on "AS IS WHERE IS ...

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