Service Charges And Commissions

ISSUE OF STATEMENT OF ACCOUNT

Savings Bank A/c Rs.20/- per page
Current/Cash Credit A/c Rs.30/- per page

ISSUE OF DUPLICATE PASS BOOKS

Savings Bank A/c Rs.50/-
Current/Cash Credit A/c Rs.50/-

A/C CLOSURE CHARGES

Within 6 months to 1 year Rs.100/-
Above one year Rs.100/-

PLUS CHARGES FOR UNUSED CHEQUES

Rs.2/- per leaf

CHEQUE BOOK ISSUE

Savings, Current and Cash Credit A/cs Rs.2/- per leaf.

CHARGES FOR CHEQUES RETURNED UNPAID

 
Savings
Current/Cash-Credit
Loans
INWARD OUTWARD
Rs.75/- Rs.75/-
Rs.75/- Rs.75/-
Rs.75/- Rs.75/-

ECS DEBIT RETURNS

Savings Rs.75/-
Current/Cash-Credit Rs.75/-

FOLIO CHARGES

Savings NIL
Current/Cash-Credit 30/-per folio(40 entries)

OUTWARD BILLS FOR COLLECTION (O.B.C.)

Upto Rs.1000/- Rs.10/- per cheque
Above Rs.1000/- upto Rs. 5,000/- Rs.25/- per cheque
Above Rs.5,000/- upto Rs.10,000/- Rs.50/- per cheque
Above Rs.10,000/- upto Rs.1,00,000/- Rs.100/- per cheque
Above Rs.1,00,000/- Rs.150/- per cheque

INWARD BILLS FOR COLLECTION (I.B.C.)/DOCUMENTARY BILLS

Upto Rs.1000/- Rs.10/- per cheque
Above Rs.1000/- upto Rs.5,000/- Rs.25/- per cheque
Above Rs.5,000/- upto Rs.10,000/- Rs.50/- per cheque
Above Rs.10,000/- upto Rs.1,00,000/- Rs.100/- per cheque
Above Rs.1,00,000/- Rs.150/- per cheque

PAY ORDERS ISSUED

Upto Rs.500/- Rs.6/-
Rs.501/- to Rs.1000/- Rs.12/-
Rs.1000/- to Rs.5000/- Rs.17/-
Rs.5001/- to Rs.10,000/- Rs.23/-
Rs.10,001/- to Rs.1,00,000/- Rs.23/-or Re.1/- per thousand or part thereof
Rs.100,001/- and above Min. Rs. 100/- or@ Rs. 1.50 per thousand (maximum Rs. 2500/-)

DEMAND DRAFTS ISSUED(SB & CA A/C HOLDERS)

Upto Rs.500/- Rs.6/-
Rs.501/- to Rs.1000/- Rs.12/-
Rs. 1000/- to Rs. 5000/- Rs.17/-
Rs.5001/- to Rs.10,000/- Rs.23/-
Rs.10,001/- to Rs.1,00,000/- Min. Rs. 23/- or Rs2.25 per thousand or part thereof.
Rs.100,001/- to Rs.10,00,000/- Min. Rs. 225/- or Rs 2/- per thousand or part thereof.
Rs.10,00,001/- to Rs.25,00,000/- Min. Rs. 2000/- or Rs 1.75 per thousand or part thereof.
Above Rs. 25,00,000/- Min. Rs. 4375/- or Rs 0.85 per thousand or part thereof

PAYORDERS ISSUED(CASH – (CREDIT A/C HOLDERS)

Upto Rs. 10,00,000/- Rs.15/- per instrument
Above Rs. 10,00,000/- Rs.30/- per instrument

DEMAND DRAFT ISSUED (CASH CREDIT A/C HOLDERS)

Rs.1.15 per thousand or part thereof ;
maximum Rs.2,800/-

BILLS PURCHASED/DISCOUNTED

A) Local Clearing Cheques discounted

 

Re. 1/- per thousand or part thereof (Minimum Rs.10/-)

 

 

Rs. 5.50/- per thousand or part thereof (Minimum Rs. 10/-) plus collection charges (as per OBC)
and Postage incurred plus interest @ 13% beyond 10 days from the date of discount

B) Others

BANK GUARANTEE/LC

1% for 6 months & part thereof

CASH CREDIT/ OVERDRAFT(Disbursement/renewal charges)

Upto Rs.1 lac Rs.500/-
Over Rs.1 lac to 3 lacs Rs.750/-
Over Rs.3 lac to 5 lacs
 Rs.1,000/-
Over Rs.5 lacs to 10 lacs Rs.2,000/-
Over Rs.10 lacs to 25 lacs Rs.4,000/-
Over Rs.25 lacs to 50 lacs Rs.5,000/-
Over Rs.50 lacs to 1 crore Rs.8,000/-
Over Rs.1 crore Rs.10,000/-
  Plus Service Tax as Applicable

LOAN MS/MUS (Disbursement charges)

Upto Rs.1 lac Rs.500/-
Over Rs.1 lac to 3 lacs Rs.750/-
Over Rs.3 lac to 5 lacs
 Rs.1,000/-
Over Rs.5 lac to 10 lacs Rs.3,000/-
Over Rs.10 lacs to 25 lacs Rs.5,000/-
Over Rs.25 lacs to 50 lacs Rs.6,000/-
Over Rs.50 lacs to 1 crore Rs.15,000/-
Over Rs.1 crore Rs.20,000/-
 

( Plus charges for issue of DD/Pay Order as per Norms)

Plus Service Tax as Applicable

LOAN ON GOLD(Disbursement charges)

Upto Rs. 1000/- Rs.30/-
Above Rs. 1000/- upto Rs.5000/- Rs. 40/-
Above Rs. 5000/- upto Rs.10000/- Rs.75/-
Above Rs. 10000/- upto Rs.25000/- Rs.100/-
Above Rs. 25000/- upto Rs.50000/- Rs.150/-
Above Rs. 50000/- upto Rs.1 lac Rs.250/-
Above Rs. 1lac upto Rs.2lacs Rs.350/-
Above Rs. 2lacs upto Rs.3lacs Rs.800/-
Above Rs. 3lacs upto Rs.10lacs Rs.1,600/-
Above Rs. 10lacs Rs.2,700/-
  Plus Service Tax as Applicable

ISSUE OF SOLVENCY CERTIFICATE

Upto Rs.1lacs Rs.500/-
Over Rs.1lacs upto Rs.10lacs Rs.1,000/-
Over Rs.10lacs upto Rs.25lacs Rs.3,000/-
Over Rs.25lacs upto Rs.50lacs Rs.5,000/-
Over Rs.50lacs upto Rs.1crore Rs.7,500/-
Over Rs.1crore Rs.10,000/-
  Plus Service Tax as Applicable

PRECLOSURE CHARGES FOR LOANS/CC 

 Rs.10,00,000/- & above
 @ 1% of the sanctioned loan/c.c. amount
RUPAY DEBIT CARD CHARGES
 
 Annual Fee(p.a)
 Rs 100/-
 Additional Card(p.a)
 Rs 150/-
 Rupay Debit Card at GUCB ATMs -Cash withdrawal,Balance Inquiry
 NIL
 Other bank ATMS
 
 3 transactions (financial & Non financial) per month- Metro 5 transactions (finacial & Non financial) per month Non Metro
 NIL
Cash withdrawl at Other ATMs
 Rs 20/-
 Balance Inquiry at Other ATMs
 Rs 8.50/-
 Card Replacement Fee Rs 150/-
 PIN Replacemnt fee :
 RS 50/-
 ATM Cash withdrawl Limit per day
 Rs 20000/-
  
 POS Limit
 
 Daily POS Limit Rs 20000/-

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